10 hrs / month
"We save over 10 hours managing invoices and expense reports."
Marta Lozano, CEO of Crowdcube
Marta Lozano, CEO of Crowdcube
Cards, budgets, receipts, and reimbursements on the same account your money sits in — automatically matched by AI. No manual syncing required.
Use cases
Receipt management
Scan receipts directly in the app for fast reimbursement. Auto-block cards when receipts are missing
Team travel expenses
Manage travel expenses with personalized card limits, receipt scanning, budgets, and expense reports
Expense reimbursement
Reimburse expenses automatically. Group them into one expense report to submit and approve in one click
Permissions & approval workflows
Control who can spend and approve, with custom permissions and approval workflows for every team
Learn how to save time & money with Qonto
Our experts will call you back within an hour (weekdays from 09:30 to 18:30) to schedule a demo.
10 hrs / month
"We save over 10 hours managing invoices and expense reports."
Marta Lozano, CEO of Crowdcube
Marta Lozano, CEO of Crowdcube
Our experts will call you back within an hour (weekdays from 09:30 to 18:30) to schedule a demo.
Expenses that close themselves
Without Qonto
Paper receipts are collected and sent to the HR team once a month, who then have to process them.
With Qonto
Open the Qonto app, log expenses, take a photo of the receipt, and get reimbursed within 48 hours.
“With Qonto, we've solved our receipt chaos. Now I approve expenses with one click — and my team members get their expenses reimbursed. I've never seen this in any other tool.”
Hans-Peter Frank,
Country Manager Germany, Fleet
Built for how your team actually spends
Issue a card for every purpose, at no extra cost
Issue virtual cards with their own limit and category in seconds.
Keep all expenses within budget
Set spending limits and block expenses not allowed by your policies.
Reimbursed before they've forgotten they paid
Reimbursed before they've forgotten they paid
Employees can easily document their expenses in Qonto and attach receipts digitally. Managers approve them for reimbursement with one click.
“Before, collecting all these receipts was extremely time-consuming. Now I upload all my receipts via the app and they're transferred directly to DATEV. That saves me at least five hours a month.”
Julia Kounlavong,
Founder & CEO, unwind your mind
Cash flow that's never out of date
See every recurring charge in one place, with reminders before it renews
Card payments and reimbursements update your cash flow — no export needed
Promote approvers or give view-only access — no IT involvement or login sharing
Expenses matched by AI instantly. Export to your accounting software, no manual sync needed
Set a virtual card with the exact limit, then deactivate it when done
More insights on expense management with Qonto
More insights on expense management with Qonto
“We have several bank cards, and at any time I can block or unblock a card in the app. Everything is set up to match our needs — I know who paid, how much, and when.”
Thomas Kowalczyk,
CEO at Ent.Kow
More insights on expense management with Qonto
“With Qonto, our bookkeeping has become much faster. Instead of searching for receipts, scanning them, and uploading them, we photograph them and automatically match them to the right transaction online.”
Benita Krahforst,
CFO, Meine Erde
Tailored financial solutions for your industry
Consulting firms
Optimize your projects with sub-accounts and automate your expense management.
Tech companies
Create and monitor project budgets and control payments in real time.
Media & advertising agencies
Keep expenses in check with virtual cards and high payment limits.
Manage expenses faster with full visibility
Track cash flow and monitor your team's spending at all times with purpose-built expense management features.
