Business account for your
construction firm.
for your
construction firm.
- Transfer up to €100,000 in real time without being blocked.
- Track your finances across all projects.
- Capture receipts digitally and send them to DATEV automatically.
We are a DATEV partner and TÜV SÜD-certified.
Why construction companies choose Qonto
Pay on time
Transfer up to €100,000 in real time so materials and projects keep moving.
Get paid faster
Create progress invoices instantly and keep track of incoming payments.
Clear overview
Use separate sub-accounts to monitor income and expenses for every job site.
Pay and get paid – with Qonto.
Debit & credit cards
Use debit and credit cards and set individual permissions and limits for each project.
Secure financing
An overdraft facility and pay later for invoice financing create financial flexibility between project milestones.
Transfers and direct debits
Transfer up to €100,000 in real time and manage direct debits for recurring expenses.
Get paid faster
Create progress invoices, send automatic payment reminders, and collect payments on site.
Compare our account plans
Compare our account plans
Compare our account plans
Starter
€0
For freelancers & sole traders
A free business account with the invoicing and accounting tools you need to get started.
- 1 account with a German IBAN
- 1 virtual card (physical card sold separately)
- 5 transfers/month
Commitment free.
Basic
From
€9
/month (excl. VAT)
A business account with e-invoicing & accounting tools and a physical card.
- 1 account with a German IBAN
- 1 One Card Mastercard + 2 virtual cards
- 30 transfers/month
1-month trial, no commitment to buy.
Smart
From
€19
/month (excl. VAT)
A business account with direct accountant access, plus DATEV & Lexware integrations.
- 1 account + 1 sub-account with German IBANs
- 2 One Card Mastercards + 50 virtual cards
- 100 transfers/month
1-month trial, no commitment to buy.
Essential
Starting from
€49
/month (excl. VAT)
5 physical Mastercard cards + 250 transfers & debits
1-month free trial
Business
Starting from
€109
/month for 6 months
10 physical Mastercard cards + 500 transfers & debits
1-month free trial
Enterprise
Starting from
€199
/month (excl. VAT)
30 physical Mastercard cards + 10,000 transfers & debits.
1-month free trial
Our partners for construction companies
Connect your account to DATEV and transfer receipts automatically for smooth collaboration with your accountant.
Create quotes and invoices in Plancraft, convert quotes directly into invoices, and keep track of your finances with Qonto.
Explore over 2,000 additional integrations with tools covering accounting, payments, HR, data management, and productivity.
Smart financial tools for your business
Capture receipts directly from the job site and manage reimbursements for your whole team in one place.
Create progress invoices and quotes for every construction project in minutes.
Forward receipts to your accounting tool automatically, thanks to a wide range of integrations.
Monitor your cash flow across all projects with analytics and forecasts.
Key resources for your construction business
Our customers say it best
Our customers say it best
Our customers say it best
Our customers say it best
Our customers say it best
Our customers say it best
Our customers say it best
Our customers say it best
Our customers say it best
Customer funds are legally protected
Regulated as a financial institution
Advanced cybersecurity & data protection
Ready to get started?
Open your business account in minutes, capture receipts directly from the job site, and try all the benefits of Qonto free for 30 days.