Business account. Finance management. Company creation.
Qonto is an official DATEV partner and TÜV certified.
Business account, AI-powered.
Human support in English
Investments
Earn up to 2.22 % p.a. variable return (not guaranteed) + 3% p.a. new-customer bonus for your first 90 days.
Business cards with cashback
Mastercards with up to €360 cashback per year – automatically activated on eligible cards.
Credit suite
A range of working capital solutions, integrated into your business account.
Qonto AI. Your choice, your control.
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Ask Agents directly inside Qonto, right within the workflows you already use.
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Connect Qonto MCP to the AI tools you already work with every day.
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AI drafts the work, you review & approve. All actions logged and traceable.
Smart finance tools for your business
Keep all your tools connected
Connect over 2,000 external tools & accounts directly to Qonto - let all your data sync automatically.
Business creation made simple.
100% digital
Launch your new company in a matter of clicks. Enjoy an online process that cuts out red tape.
Personalized support
Get expert guidance at every step of the process — and human support whenever you have questions.
Quick set-up
With a fully digital process, your business registration takes days, not weeks.
100% digital
Launch your new company in a matter of clicks. Enjoy an online process that cuts out red tape.
Personalized support
Get expert guidance at every step of the process — and human support whenever you have questions.
Quick set-up
With a fully digital process, your business registration takes days, not weeks.
Our customers say it best
Customer funds are legally protected
Regulated as a financial institution
Advanced cybersecurity & data protection
