Business account. Finance management. Company creation.
Qonto is an official DATEV partner and TÜV certified.
Banking built for
European businesses
Human support in English
Get paid
Invoices with embedded payment links, Tap-to-Pay & POS terminals.
Financing and Pay later
Get financing directly to your business account. Fast & digital.
Business cards with cashback
Mastercards with up to €360 cashback per year – automatically activated on eligible cards.
Smart finance tools for your business
Easy cash flow control, with real-time analysis & forecasting.
Create quotes & invoices quickly, then manage them efficiently.
Manage team expense receipts & reimbursements in one digital hub.
Connect directly to DATEV & other tools to automate finance processes.
Keep all your tools connected
Connect over 2,000 external tools & accounts directly to Qonto - let all your data sync automatically.
Business creation made simple.
100% digital
Launch your new company in a matter of clicks. Enjoy an online process that cuts out red tape.
Personalized support
Get expert guidance at every step of the process — and human support whenever you have questions.
Quick set-up
With a fully digital process, your business registration takes days, not weeks.
Our customers say it best
"We recommend Qonto to our clients and have also opted for a Qonto account for our tax consultancy holding company. We were particularly impressed by the fast account opening process and the connection to DATEV."
Jan Dittscheid, Tax Advisor and CEO, Insight Tax
"I’m always on the move, so Qonto's flexibility is perfect for me. On my Apple Watch, iPhone — wherever. With clients, on the train, at the yoga studio. Qonto works wherever I am."
Julia Kounlavong, Founder & CEO, unwind your mind
"Our Qonto business account is directly connected to DATEV, so our tax advisor has direct access to our data without us having to do anything"
Simon Norman, Founder & CEO, onGRID
"Switching to Qonto was one of the best decisions for managing our financial admin. Qonto has streamlined our payments and given us complete control over our finances."
Marc Peter Dauter, CEO, Le Wagon GmbH
"With Qonto, everything is super simple and fast - from opening an account online, to instant transfers and excellent customer service."
Charlotte Piller, Co-founder, Lotta Ludwigson
Regulated as a financial institution
Customer funds are legally protected
Advanced cybersecurity & data protection
